https://www.friendsurance.com/(an insurance platform that serves to connect insureds and carriers. Friendsurance ensures that if a claim is made and approved by the carrier, then the deductible will be paid. If losses were minimal, everyone in the risk group gets back a portion of whatever amount is left in the deductible pool)
https://www.lemonade.com/(Lemonade’s mission is to reinvent the insurance industry by deploying technology that will replace the bureaucracy permeating most insurers and infusing transparency into all aspects of the insurance value chain)
http://www.insureapeer.com/(The mission of lowering overall insurance costs for insureds by promoting peer risk-sharing. In this first stage, insure-a-peer is encouraging individuals to pool their car insurance deductibles with other common drivers as a mechanism to reduce their potential out-of-pocket expenses, at the same time complementing traditional insurance)
https://www.inspeer.me/inspeer-launches-the-1st-peer-to-peer-insurance-service-in-france-2/ (allow people who suffer insurance losses to share their deductibles with a community of friends and family. Its mission is to revolutionize the world of insurance by facilitating connections between policyholders who want transparency in their insurance experience and who are looking for savings)
